Frequently Asked Questions

In Uttar Pradesh, solar pump applications under PM-KUSUM Component B must be submitted exclusively through the Department of Agriculture portal at upagriculture.com during announced district booking windows. Farmers must have an active DBT registration number and deposit a ₹5,000 token challan at any SBI branch to confirm verification.

No. Under Reserve Bank of India Master Circular FIDD.CO.FSD.BC.No.6/05.05.010/2018-19, banks are legally mandated to waive all collateral requirements (including land mortgage or title deed deposit) for agricultural crop loans up to ₹1,60,000. Security is strictly restricted to hypothecation of the standing crop.

Cost A2 covers only direct cash paid-out expenses (seeds, fertilizer, hired labour, diesel). Cost A2+FL adds the imputed cash value of unpaid family labour. Cost C2 is the comprehensive economic cost, adding the rental value of owned land and interest on owned fixed capital assets. Minimum Support Prices (MSP) are benchmarked at a minimum of 150% of Cost A2+FL.

For localized calamities (hailstorms, landslide, or post-harvest water inundation), the farmer must report the loss within 72 hours of occurrence. Claims can be reported by calling the national toll-free helpline at 14447, logging the event on the Crop Insurance App, or submitting a written notice to the issuing bank branch.

Under the Agriculture Infrastructure Fund, qualified projects (cold storage, warehouses, pack houses, grading units) receive a 3.00% per annum interest subvention on term loans up to ₹2.00 Crore for a maximum duration of 7 years, along with credit guarantee coverage under CGTMSE/NABSANRAKSHAN.