Pradhan Mantri Fasal Bima Yojana (PMFBY): Crop Insurance Coverage, Claim Timelines & Localized Calamities
A legal and operational guide to crop insurance under PMFBY: statutory premium caps (2% Kharif, 1.5% Rabi), non-loanee enrollment rules, the mandatory 72-hour localized calamity intimation protocol, and post-harvest drying risk coverage.